You keep telling yourself that now is not the right time for the purchase of a first home. You have given yourself every excuse imaginable and at the end of the day they are all for nothing. You know that deep down there is something inside of you  that knows that you have to buy now. You tell yourself you don’t need to but you need to and there is no doubt about that. So the question is: why aren’t you buying?

The market is as good as it is going to get. The houses that were going for big bucks can be bought and paid for with a good interest rate and a heck of nice monthly payment. No, it’s not the ideal time for you but it will never be the right time to have a house at these prices again. You can wait and buy in five years but the problem in five years will be that you are now looking at the same houses that just might be right out of your range.

You say there is too much going on in your life. While that might be true the real situation is that there is just too much going on in your head. There is never the perfect time to buy. There is only the right time in your head and in your heart. Go after what you want. It’s the only way. You can have the house of your dreams if you act now.